:root {
  --bg: #0b1020;
  --panel: #131a2e;
  --panel-soft: #f7f8fc;
  --text: #111827;
  --text-light: #e5e7eb;
  --muted: #94a3b8;
  --line: #dbe2ea;
  --brand: #5b8cff;
  --brand-dark: #3461d8;
  --success: #0f766e;
  --shadow: 0 12px 40px rgba(15, 23, 42, 0.12);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: #fff;
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
.container { width: min(1120px, calc(100% - 32px)); margin: 0 auto; }
.narrow { width: min(800px, calc(100% - 32px)); }
.site-header {
  position: sticky; top: 0; z-index: 20;
  backdrop-filter: blur(12px);
  background: rgba(11, 16, 32, 0.88);
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.nav {
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
  padding: 16px 0;
}
.brand { font-size: 1.1rem; font-weight: 800; color: #fff; }
.eyebrow {
  text-transform: uppercase; letter-spacing: .12em; font-size: .75rem; font-weight: 700; color: var(--muted);
}
.nav nav { display: flex; gap: 18px; flex-wrap: wrap; }
.nav nav a { color: #e5e7eb; font-size: .95rem; }
.hero {
  background: radial-gradient(circle at top left, #173066 0%, #0b1020 60%);
  color: var(--text-light);
  padding: 72px 0;
}
.hero-grid {
  display: grid; grid-template-columns: 1.4fr .9fr; gap: 32px; align-items: center;
}
.hero h1 { font-size: clamp(2rem, 4vw, 3.5rem); line-height: 1.1; margin: 12px 0 18px; }
.lead { font-size: 1.08rem; color: #d7ddeb; max-width: 760px; }
.cta-row { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 24px; }
.btn {
  display: inline-flex; align-items: center; justify-content: center; padding: 12px 18px; border-radius: 12px; font-weight: 700;
}
.btn-primary { background: var(--brand); color: white; }
.btn-primary:hover { background: var(--brand-dark); }
.btn-secondary { border: 1px solid rgba(255,255,255,.2); color: white; }
.hero-card, .card, .contact-card, .compliance-box {
  background: white; color: var(--text); border: 1px solid var(--line); border-radius: 20px; box-shadow: var(--shadow);
}
.hero-card { padding: 24px; }
.section { padding: 72px 0; }
.section.alt { background: var(--panel-soft); }
.section-label { font-size: .82rem; text-transform: uppercase; letter-spacing: .12em; color: var(--success); font-weight: 800; }
.section h2 { font-size: clamp(1.7rem, 3vw, 2.6rem); line-height: 1.15; margin: 10px 0 18px; }
.grid { display: grid; gap: 18px; }
.cards-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.cards-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.card { padding: 24px; }
.card h3 { margin-top: 0; margin-bottom: 10px; }
.timeline { display: grid; gap: 18px; }
.timeline-item {
  display: grid; grid-template-columns: 64px 1fr; gap: 16px; align-items: start; background: white; border: 1px solid var(--line); padding: 20px; border-radius: 18px;
}
.timeline-item span {
  width: 48px; height: 48px; display: inline-flex; align-items: center; justify-content: center; border-radius: 999px; background: #dbeafe; color: #1d4ed8; font-weight: 800;
}
.info-list { margin: 0; padding-left: 18px; }
.info-list li { margin-bottom: 8px; }
.policy-links, .footer-links { display: flex; gap: 16px; flex-wrap: wrap; margin-top: 18px; }
.policy-links a, .footer-links a { color: var(--brand-dark); font-weight: 700; }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.contact-card { padding: 24px; }
.contact-card label { display: block; font-weight: 600; margin-bottom: 14px; }
.contact-card input, .contact-card textarea {
  width: 100%; margin-top: 8px; padding: 12px 14px; border-radius: 12px; border: 1px solid #cbd5e1; font: inherit;
}
.note { font-size: .9rem; color: #64748b; }
.site-footer { background: #0b1020; color: #cbd5e1; padding: 28px 0; }
.footer-row { display: flex; justify-content: space-between; gap: 20px; align-items: center; }
@media (max-width: 900px) {
  .hero-grid, .contact-grid, .cards-3, .cards-2 { grid-template-columns: 1fr; }
  .nav { flex-direction: column; align-items: flex-start; }
  .footer-row { flex-direction: column; align-items: flex-start; }
}